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Home » Hsas

Health Savings Accounts (HSAs)

A Health Savings Account (HSA) is an individual savings account established for the sole purpose of helping to pay medical expenses, but HSAs are only available to those that participate in a high-deductible health insurance plan. So while the high-deductible policy provides protection against major medical expenses, the HSA account is used to pay for your day-to-day medical expenses.

  • You control the money in your HSA.
  • You can use it to pay for eligible medical expenses for you or your family.
  • Money you do not spend can carry forward to future years.
  • You can even use the money penalty-free after age 65 for any purpose you want.
  • Contributions are tax-deductible and eligible distributions are tax-free.

Ask us for more details or to find out if an HSA is right for you.

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